Document the Damage Before You File

Storm damage assessment and insurance claim assistance for property owners in Middletown, New Jersey.

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After a storm moves through Middletown, it's not always obvious whether your roof has been damaged until water starts coming through the ceiling or shingles blow off days later. Wind can lift or tear shingles, hail can crack or dent surfaces, and falling branches can puncture underlayment or break flashing. Westgate Roofing inspects roofs after storms to identify damage that may not be visible from the ground, documenting the findings in a way that supports your insurance claim and helps you understand what needs to be repaired or replaced.

The assessment includes a full inspection of the roof surface, checking for bruising on shingles, cracked sealant, lifted edges, damaged vents, and compromised flashing around chimneys and skylights. Because Middletown sits in an area affected by both coastal wind events and inland thunderstorms, storm damage here often includes a mix of wind uplift, hail impact, and debris strikes. The inspection report includes photos, measurements, and descriptions that insurance adjusters use to evaluate your claim.

Schedule a storm damage inspection in Middletown to get clear documentation and help moving your claim forward.

How the Assessment Works and What It Documents

The storm damage assessment begins with a full exterior inspection, looking at every section of the roof for signs of impact, uplift, or puncture. In Middletown, where nor'easters and summer storms are common, inspectors pay close attention to the edges and ridges where wind forces are strongest and to any areas where tree limbs may have made contact. The interior is checked for water stains, insulation damage, and signs of active leaks that may not yet be visible from outside.

Once the inspection is complete, you'll receive a written report with photos that clearly show the damage, including close-ups of cracked shingles, dented flashing, and missing granules. This documentation is what your insurance company will use to determine whether the damage is covered and what repairs are approved. Westgate Roofing has worked with storm patterns across coastal and inland New Jersey and understands what adjusters look for when reviewing claims.

The report is delivered within a few days and includes a breakdown of what's been damaged, where it's located, and what repair or replacement work is needed. This service does not include filing the claim itself, but it provides the documentation that makes the process smoother and faster.

What Homeowners Usually Want to Know First

Most people aren't sure whether their roof has been damaged, how soon they need to act, or what their insurance company will actually cover, so here are the answers that help clarify what to do next.

How do I know if my roof was damaged in a storm?
You may notice missing or lifted shingles, dents in metal flashing or vents, granules in the gutters, or water stains inside your attic or ceiling. Even if you don't see obvious damage, an inspection can catch issues that will worsen over time.
What does the insurance company need to approve a claim?
Your insurer will need documentation showing that the damage was caused by a covered event such as wind or hail. A detailed inspection report with photos and measurements provides the evidence adjusters use to make that determination.
How soon after a storm should I schedule the inspection?
You should schedule as soon as it's safe to do so, ideally within a few days. Delaying the inspection can make it harder to prove that damage was storm-related, especially if another weather event occurs before you file.
What if the adjuster disagrees with the inspection findings?
If there's a discrepancy, the documentation from your inspection serves as a second opinion and can be used to request a reinspection or escalate the claim. Having clear photos and measurements strengthens your position.
Will you work directly with my insurance company?
Westgate Roofing provides the inspection and documentation, and can answer questions from your adjuster if needed. You remain in control of the claim, but the report helps support your case with objective findings.

Westgate Roofing inspects roofs throughout Middletown after storms and provides clear, detailed documentation that helps property owners file claims and move forward with repairs. Call now to schedule your storm damage assessment and get the information your insurer needs.